Welcome to OwnYourMoney.com's Financial Assessment for Individuals
In just three short minutes, you'll have the important answer to
"Do you own your money or does your money own you?"
If I lost my job today, after three months, I would not be able to make all of my monthly bill payments on time.
True
False
My debt interferes with my life at home and at work.
True
False
My financial paperwork is chaotic or disorganized.
True
False
I normally pay only the minimum amount due on my credit card bills.
True
False
I don't open and review all of my financial statements (bank, credit and investment) each month.
True
False
Many of my credit cards are near the limit or I need to use a cash advance to pay my bills.
True
False
Each month I have to decide which bills to pay on time or at all.
True
False
I spend more money each month than I bring in.
True
False
Striving for wealth won't allow much time for anything else in life.
True
False
I am late on some bills and collectors have begun contacting me.
True
False
The recent economic downturn has made me nervous about my financial future, and I sometimes lose sleep over it.
True
False
I have not seen my credit report in the last 12 months or I don't know how to access it.
True
False
I'm just not good with money or math.
True
False
I believe that making money is hard work.
True
False
It will be a real challenge to make money by doing what I love.
True
False
If I try and I don't succeed at making money, I'll feel like a failure.
True
False
I manage my money like my parents did--and that's not good because they didn't have good money management behaviors.
True
False
I continue to shop, even though I'm not sure if I can afford it.
True
False
I don't have a good idea of how much I spend each month and what I spend my money on. I haven't created a formal budget for myself.
True
False
I don't know what my net worth is or how to calculate it.
True
False
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