Welcome to OwnYourMoney.com's Financial Assessment for Couples
In just three short minutes, you'll have the important answer to
"As a couple, do you own your money or does your money own you?"
| If one of us lost our jobs today, after three months, we would not be able to make all of our monthly bill payments on time. |
| TrueFalse |
| The discussions my partner and I have about money are infrequent or emotionally charged. |
| TrueFalse |
| Our financial paperwork is chaotic or disorganized. |
| TrueFalse |
| We normally pay only the minimum amount due on our credit card bills. |
| TrueFalse |
| We don't open and review all of our financial statements (bank, credit and investment) each month. |
| TrueFalse |
| Many of our credit cards are near the limit or we need to use a cash advance to pay our bills. |
| TrueFalse |
| I have kept secrets about money from my partner (i.e. spend without telling, secret stash, said it was 'on sale'). |
| TrueFalse |
| My partner and I have different attitudes about money and we don't know how to agree on money management. |
| TrueFalse |
| I don't know how much my debt or my partner's debt is in total. |
| TrueFalse |
| I don't know how much my partner brings in for income each year. |
| TrueFalse |
| The recent economic downturn has made us nervous about our financial future, and we sometimes lose sleep over it. |
| TrueFalse |
| We have not seen our credit reports in the last 12 months or we don't know how to access them. |
| TrueFalse |
| My partner and I rarely discuss our long term financial goals and how much we'll need to retire. |
| TrueFalse |
| Either my partner or I believe that making money is hard work. |
| TrueFalse |
| Sometimes it doesn't feel like we're on the same page in terms of finances or allocating our money towards short-term or long-term retirement planning. |
| TrueFalse |
| If we try and we don't succeed at making money, we'll feel like failures. |
| TrueFalse |
| We manage our money like our parents did- and that's not good because they didn't have good money management behaviors. |
| TrueFalse |
| We continue to shop, even though we're not sure if we can afford it. |
| TrueFalse |
| We don't have a good idea of how much we spend each month and what we spend our money on. We've not created a formal budget for the household. |
| TrueFalse |
| We don't know what our net worth is or how to calculate it. |
| TrueFalse |
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